Our products
Grandparent/Parent Equity Release (Coming Soon)
Equity Deposit Product (Coming Soon)
Debt Deposit Booster
The Generate Deposit Booster serves as an alternative to Lenders Mortgage Insurance. We provide both the 80% LVR loan and also the deposit gap that enables you to get into the property market.
Who this product helps?
Designed for ambitious Australians, our Deposit Booster aids eligible home buyers by providing funds for their home deposit.
Income Growers
Who they are?
- Non exempt LMI professions.
- Strong earning capacity (individually or as a couple).
- Secure employment with low risk of redundancy.
- May be their first or second home.
Why need us?
- They have a high salary but limited savings due to student debt, rent, or lifestyle expenses.
- They can afford repayments but don’t want to waste money on LMI fees.
- They expect salary increases, bonuses, or lump sum income (e.g., inheritance, stock options).
First Home Buyers
Who they are?
- Mid-20s to early 30s, buying their first home.
- Mid-tier income earning (single or combined as a couple).
- Working in industries like finance, technology, education, or healthcare.
Why need us?
- They have 5-10% of the deposit saved but can’t reach the full 20% required to avoid LMI.
- They prefer buying now instead of waiting years to save the remaining deposit.
- They want to avoid high upfront LMI costs and have flexibility to refinance.
Upsizers
Who they are?
- Mid-30s to 40s, already own a home but need a larger property.
- Strong earning capacity (individually or as a couple).
Why need us?
- They can afford repayments but prefer a smarter alternative to LMI.