Cost effective housing affordability products

Making home ownership simpler for Australian home buyers

Inability to access deposit savings is a primary obstacles to buying a home in Australia. We enable home buyers to to boost their buying power and enter the market sooner.

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Based on your responses, we suggest that you seek help directly from our partner LMI insurer QBE Insurance.

“QBE provided me with the opportunity to secure my dream home, with a seamless process. Couldn’t be happier.”

Samantha Jones

Architect, Nightingale Homes

Home buying. Simplified.

Boost your buying power and your expectations

Boost your deposit

Boost your home buying budget by up to 15% by using a Generate Booster.


Deposit Booster

Addressing first home ownership.

It takes the average Australian 14 years to save for a deposit and consequently, many prospective First Home Buyers or Qualified Buyers struggle to access the property market, despite having similar earning profiles to those who are buying houses


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Take control

Choose how you fund your home deposit suited to your objectives.


How it works

Addressing first home ownership.

A proportion of these borrowers are high income individuals or couples who are employed in occupations with historical low unemployment


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Capture the benefits

Be rewarded for income growth and increases in the value of your property.


But how much?

Addressing first home ownership.

Currently, Lenders Mortgage Insurance (LMI) is the main product available to support the deposit gap for borrowers with low deposit savings (>80% LVR)


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When did buying a home become so challenging?

Boost your buying power and your expectations

Afford more than you think

We assist borrower realise their property dreams and access capital that they may not have realised was available

Save thousands when you buy

By funding up to 15% of your first home deposit Generate Homes helps you avoid paying lenders mortgage insurance and the associated savings

Keep your first home buyer benefits

When using Generate Homes we still enable borrowers to access Government benefits

“Generate Homes turned my dream home into reality.”

Jessica Brown

Paddington, Queensland

Accelerate your journey with a Generate Booster

Our Boosters fund up to 15% of the value of a first home buyers target property to increase the buyer’s deposit savings.

Deposit Booster

A interest-bearing loan from the Booster Partner to you. You pay interest monthly and repay the principal loan amount within 3 years simply and securely.

Equity Booster

Funds are provided in return for a proportionate share in the equity in your home. You own the home and repay the invested amount plus any capital gain to the Booster Partner within 5 years.

Grandparent/Parent Equity Release

For FHB’s who can demonstrate that they are to receive material income growth or a lump sum payment within the next 24 months.

Fast track your first home today

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This website is owned and operated by Backer Homes, including Backer Capital PTY LTD (ACN XXX XXX XXX) an Australian Financial Service licence holder (AFSL XXXXXX). The information contained on the website is for general information purposes only and is not, and should not be construed as, financial advice. The information contained the website reflects, as of the date of publication, the views of Backer Homes and sources believed by Backer Homes to be reliable. There can be no guarantee that any projection, forecast or opinion in these materials will be realised. The views expressed on this website may change at any time subsequent to the date of publication. Investors should seek advice from a professional financial advisor before making investment decisions. Past performance is provided for illustrative purposes only and is not an indicator of future performance. Net performance is net of the management costs and assumes distributions are reinvested. Refer to the applicable fund’s Product Disclosure Statement (PDS) for further information including the fees and costs of investing in the fund and risks of investing in the fund, available on the Fund’s webpage. Please visit our Terms of Service for more details. Read our Privacy Policy.